Does Target Take Paypal? (All You Need To Know!)

Target is one of the largest retailers in the United States. Many people using Paypal ask the question does target take Paypal? Yes, Target takes Paypal as a valid method of payment.

Digital wallets are the new rad these days and you should be using them to conduct transactions as often as you can. Read on to learn more about different payment methods of Target along with Paypal.

Does Target Take Paypal

Does Target Take Paypal?

Yes, Target does accept prepaid cards of PayPal but with some of the exceptions such as if you are using Target Plus Partners then this service is not workable.

However, customers can pay in-store payments at Target with PayPal by using NFC (contactless) payments on their smartphone devices.

You can use your mobile phone to make contactless payments at Target very easily if you have the PayPal mobile app.

Does Target Take Paypal For Online Orders?

Does Target Take Paypal For Online Orders

It is super easy for the users to use this payment service for online purchase of orders at Target using PayPal.

However, you should keep in mind that the users can’t use this service for goods sold by Target Plus Partners online with PayPal.

Before using Paypal, you should make sure that you are linked with the PayPal account and it is also linked to your bank account for transactions.

Once the page has redirected to the payment then log into your PayPal account for payment.

Does Target Take Paypal For In-Store Purchases

Does Target Take Paypal For In-Store Purchases

Yes, it allows the users to use NFC (contactless) payments via PayPal in-store.

If you are at Target and forget your wallet for different reasons, you can always use your phone to conduct transactions.

You can use Paypal at any Target branch.

Does Target Allow Paypal Credit?

Paypal credit is a credit card service that allows you to buy now and then pay later for your goods.

But the service is not used by every consumer because only established users are qualified for PayPal Credit which is located in your PayPal Wallet.

In short, Target takes Paypal as a valid form of payment and if you have enabled Paypal Credit, then you’ll be able to use it Target as well.

Pros And Cons Of Paypal

There is no doubt in it this service is the solution to your many problems. But before using it there are some of the pros and cons that you should keep in mind.


Following are the pros of using Paypal.

  • It is very easy to use and you can send money o your friends and family without any complications.
  • You can use Paypal to withdraw cash from ATMs.
  • It is a highly secure website and you can easily use it without having fear of security. There is end encryption for the protection. And even if in case you got a scam you can easily contact the service owners that they will help you out in this situation.
  • Paypal encryption or security code helps to keep your bank details secure.
  • If you are using it for sending money to your friends and family then there are no extra charges for you and you can enjoy the service free of cost.
  • There are some cashback rewards programs for cash back rewards. When using the cash back service of Paypal at Target, you will not be charged any cash back fees. Keep in mind that the cash back amounts may vary depending on the store you are at.


  • Using paypal for the sake of business transactions will charge some of the extra charges for you.
  • In an emergency situation if you want to access your money instantly then paypal will charge 1% charges. It is because normal process bank transfer takes several days for the whole process so you can use paypal but with some extra charges.
  • Paypal is highly known for freezing accounts. And if they have decided to freeze your account then it will put you in danger even if you have not done something wrong. They will freeze your account and will hold money unless you prove that you have done nothing wrong.


Following are some of the FAQs that are commonly associated with whether target accepts Paypal or not.

What Is Target?

Target is a retail store based in the United States(but it also has branches in other countries as well). Target was established in 1962.

It offers a number of consumer goods including groceries, clothing, electronics. It is kind of like Walmart, you can buy pretty much anything you want at Target.

What Is Paypal?

It is an online payment company that is used by users to send money from one place to another. It was purchased by eBay in 2002.

In 2015 it got separated from eBay and today it exists like a single self-sufficient unit of PayPal Business.

The best thing about it is that it is a free set up for the users and easy to link to a bank account, debit card, or credit card in order to send money to others.

Friends, family, business associates, and more are able to send money easily without any extra charges. All you need to do is to create your account on PayPal first. Your email address is needed for creating an account.

Now you can easily enjoy the several transactions. If your friend is not having a PayPal account and wants to send you money then obviously he will ask you about Paypal.

You can give a short introduction to this payment website. After that show them your mobile and tell them how to log into it.

In this way, they are also able to grab the opportunity. Paypal is free of cost but will charge money from you when you have it if you are dealing with a huge business transaction.

But don’t worry about it. It is a very small amount that they will cut. In 2013, it has also acquired Venmo which is another online peer-to-peer payment service.

It means that whether you are using PayPal or Venmo, your money transactions will proceed by the same company.

How Does PayPal Work?

It is a service platform that is used to transfer money. If you are transferring money to your friends and family, then there are no charges for you.

You can enjoy the service easily without any extra amount. But if it is a business transaction or payment of the purchase of service then there a small number of charges will be cut down from your payment before transferring to the recipient.

If you are a business owner and want to send your money from one to another easily then it is highly recommended for you to make your Paypal account.

Also if you have started a business and looking for a platform to streamline your products then there is no better option than PayPal.

It will grant you more easiness because it offers fraud protection and enhances security and encryption for all transactions.

You can link your debit card with your Paypal account. You can use American Express, gift cards, Target Debit Card, Cash App, Mastercard, Visa, or any other accounts with Paypal.

Using Paypal at Target is the preferred payment method for most users.

What Are The Alternatives To Paypal?

What Are The Alternatives To Paypal

Venmo QR is an alternative that you can use if you decide not to use Paypal.

But there are some other alternatives such as Apple pay, Google pay, Skrill, foreign banks, mobile wallets, and Dwolla.

Apple Pay is a payment service that is highly backed by apple and mostly integrated into iPhones apps. With the help of the service, you can easily make several secure transactions without a foreign transaction fee in a streamlined experience. In the same way, Google pay is backed by Google.

You can keep your money with full security in a Google Wallet. The method of skrill is just similar to Paypal.

You can store your payment information and can use it for several transactions. It will charge some of the extra charges such as 1.45% plus $0.50 to both receive and send money.

There is no additional fee if you withdraw your money to a bank account. Dwolla is also a payment service but it is specially designed for small businesses.

It means that you would be able to transfer a small number of sufficient funds and will not help you out with the transaction of a large amount. It can support a large volume of payment and is only available in the US.

Conclusion – Does Target Take Paypal

We had a detailed discussion about forms of payment, payment services, or payment methods such as PayPal and target.

You can use Paypal at Target easily and conduct transactions through your Paypal account. You can also use your Paypal Credit account to make purchases at Target.

Paypal services will not charge any extra charges from you if you are transferring money to your friends and family.

But if the checkout process is for the sake of businesses that requires Third-Party Credit Cards or Third-party Debit Cards then you have to pay some of the extra amounts before the money will reach the recipient.

There are some of the cons and cones of the PayPal service card issuer or contactless card that you need to keep in mind before using it so that you can save yourself from any future harm.

You can also check out our other articles as well such as “Does Petsmart drug test?“, “Is sparkling ice good for you?“, and “Safeway check cashing.”


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We are GoldenTurtle. We aim to answer all queries about decorating walls and doing DIY guides on hanging things on the wall.

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