Many stores and retailers are using different forms of payment methods nowadays. The payment method also depends on whether you are shopping in-store or online.
Costco accepts a number of different payment methods. Can you use Discover at Costco? Yes, you can but there are some cases where you cannot use Discover at Costco.
Keep reading to learn more!
Can You Use Discover At Costco In 2022?
You can use Discover at Costco when shopping online, but you cannot use it when shopping in-store or at the gas stations. You can use Visa cards just fine at Costco because of the contract between the two. Costco also accepts other payment methods that rely on PIN usage.
Does Costco Accept Discover Cards?
Unfortunately, Costco does not accept Discover at its physical location. Costco only accepts Visa cards at the moment.
You also cannot use Discover at Costco gas stations, but you can use Visa cards here.
However, you can still use your Discover card to shop online at Costco website. If you are on the Costco website, or using the app, you can use Discover as a payment method.
Moreover, you can always use an ATM at Costco to withdraw cash from your Discover card which is really convenient.
Can you use Discover at Costco website?
Yes, you can use Discover at Costco.com. You can use Discover for any item when shopping online at Costco’s website. You can use JCB, Diners Club, and the like.
In addition to Discover, you can also use MasterCard, Visa Cards, PIN based cards, Costco anywhere Visa Card by Citi, and Costco Shop cards.
Can You Use Discover At Costco Physical Locations?
While you can use Discover to shop online at Costco, unfortunately, you cannot use Discover at a physical location of Costco. Costco is contracted by Visa so you cannot use Discover cards at a Costco store.
Can You Use Discover At Costco Gas Station?
You cannot use Discover as a payment method at Costco Gas stations. You can use other cards issued by Visa, but not Discover. You can always withdraw cash using your Discover at the ATM and use that at a Costco Gas Station.
Why Doesn’t Costco Accept Discover At Its Physical Locations?
Costco does not allow Discover as a payment method at its physical location. The reason is because Costco is contracted by Visa, so it cannot accept the other three big payment cards.
Though keep in mind that this is not how Costco used to work. Costco used to use American Express and Amex-issued cards in the beginning. However in 2016, Costco declared that they will now be accepting Visa cards as credit card payments.
The rewards were also slightly increased with the introduction of Visa by Costco in the United States and Puerto Rico.
Also, Discover is mostly focused for merchants and traders instead of consumers. This was one of the key factors behind Costco replacing American Express with Visa.
What Other Payment Methods Does Costco Accept?
Costco accepts a variety of methods in addition to Visa. While you cannot use Discover at a physical location of Costco, you can use the following payment methods:
- PIN based cards.
- Cash.
- Visa Cards.
- Costco Anywhere Visa Card by Citi
- EBT cards.
- Business Checks.
- Personal Checks.
- Traveler’s Check.
- Google Pay.
- Apple Pay.
- Samsung Pay.
- Costco Cards.
Can you Use Discover at Costco Travel?
Costco Travel is an exclusive service for Costco members that allows them to make vacation plans, cruises, and hotel stays through payment.
Unfortunately, you cannot use Discover to pay at Costco Travel. This is because Costco Travel uses the same payment methods as Costco itself.
Costco Travel accepts MasterCard and Visa credit and debit cards along with Costco Shop Cards as valid payment methods.
You cannot use Discover, Checks, temporary Costco Anywhere Visa Card by City, or American Express.
Conclusion
Can you use Discover at Costco? The answer is yes and no. When shopping online at Costco.com, you can use Discover.
When shopping at a physical location of Costco, you cannot use Discover as a payment method. Unfortunately, you can not use Discover at Costco Gas Station as well.
However, you can still use Visa cards at Costco. Costco also accepts most PIN-based cards but unfortunately, they can’t accept Discover cards because of their contract with Visa.
Most Costco stores have ATMs in them, so you can always use Discover to withdraw cash and use that to pay at Costco.
Also check out “why is 711 so expensive?“, “can i buy heating pads at Walmart?“, and “does Target accept WIC?“